For months it's been clear that Disney, the country's most prominent entertainment company, was facing a financial disaster unlike any in its history.

On land, more than 300,000 people worldwide had contracted the deadly coronavirus, and the governor of California had just ordered all 39 million residents to stay at home. But as the Celebrity Eclipse cruise ship steamed north across the Pacific Ocean on March 21, hundreds of passengers crammed together on the ship's pool deck and overlooking gangways.